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Cardano Eyes Bitcoin DeFi to Close Gap with Solana

Newton Gitonga by Newton Gitonga
October 7, 2025
John Kiguru

Edited by John Kiguru on October 7, 2025

Cardano Eyes Bitcoin DeFi to Close Gap with Solana
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  • Cardano founder Charles Hoskinson plans to tap into Bitcoin’s $2 trillion ecosystem through DeFi integration. 
  • This strategy could boost Cardano’s total value locked to $15 billion and help it surpass Solana’s current DeFi metrics.
  • Cardano has a technical advantage because it uses a similar accounting model to Bitcoin.

Cardano founder Charles Hoskin has proposed a very grand strategy to reinvent the network’s decentralized finance sector. During a talk at the Token2049 Singapore conference, he singled out the Bitcoin DeFi as the driver that may help change the role of Cardano within the competitive blockchain environment.

The plan focuses on tapping into Bitcoin’s $2 trillion ecosystem. Hoskinson is of the opinion that introducing smart contract functionality to Bitcoin users will unlock considerable opportunities for the DeFi-based Cardano portal.

Acknowledging the DeFi Deficit

During an interview with Crypto Banter presenter Ran Neuner, Hoskinson frankly discussed the present success of Cardano in the market. He admitted that Solana and other competitors in the DeFi industry have caught up with Cardano. This confession was made despite the fact that Cardano is well-grounded in decentralized governance and on-chain systems.

The value locked in the network remains small compared to the leading platforms. Solana has $12.85 billion in DeFi TVL at present. Ether controls the industry as it holds $98 billion in its protocols.

These challenges have been acknowledged by the Cardano founder earlier. His recent words prove that he still understands the job that should be done to bridge this performance gap. It is now about performance and not recognition.

The Bitcoin DeFi Advantage

Cardano has a technical advantage when attempting to integrate Bitcoin DeFi. Similar accounting models are used in both networks. Bitcoin follows the UTXO system, whereas Cardano follows the extended UTXO (eUTXO) system.

The practical advantages of this architectural similarity are functional. Cardano smart contracts can be compiled and deployed onto Bitcoin with relative ease. The technological compatibility minimises friction during cross-chain activities.

Hoskinson had emphasized the magnitude of the opportunity. The market capitalization of Bitcoin is more than $2 trillion. Possessing even a portion of Bitcoin holders with the means of DeFi would generate significant activity.

The founder of the Cardano project has previously mentioned that the Bitcoin DeFi may be superior to Ethereum and Solana. Making Cardano one of the bridges to this untapped liquidity is a strategic step of great merit.

The approach does not limit itself to just Bitcoin. The other area where DeFi could expand, according to Hoskinson, is the XRP ecosystem. He observed that over $100 billion in XRP circulates without generating yield. Cardano will tap into this idle capital. Bringing XRP holders into Cardano’s DeFi ecosystem could unlock substantial transaction volumes. 

At the time of writing, Cardano is trading at around $0.8568, up 0.39% in the last 24 hours.

 

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shield icon BTC Daily is committed to providing readers with factual, unbiased, and well-researched content. Our editorial team follows strict sourcing practices and every piece is carefully reviewed by industry experts and senior editors to maintain the highest standards of quality and integrity.
Newton Gitonga

Newton Gitonga

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Newton Gitonga is an accomplished blockchain journalist. He has the ability to explain complex blockchain concepts in a clear and practical way, turning them into actionable insights. His expertise in blockchain technology, smart contracts, and regulatory compliance enables him to analyze market trends and navigate the complexities of digital assets.
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